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Home Inventory List for Insurance

List what you own, room by room, so you are ready if you ever need to make a claim. Add each item with its estimated value, serial or model number, and a note, then print it or save a PDF. Keep a copy somewhere safe and off-site.

Home inventory list by OneHaus. Record your belongings room by room for insurance.

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Add belongings above, room by room, with an estimated value, serial or model number and any notes. Everything drops into the printable sheet below grouped by room. Leave it empty to print a clean blank inventory to fill in by hand.

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Our Home Inventory

Add a few belongings above to build your inventory, or print this blank sheet to fill in by hand.

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Why a home contents inventory matters for insurance

If your home is burgled, flooded or damaged by fire, your insurer will ask you to prove what you owned and what it was worth. After an event like that, almost no one can recall every item from memory, and the things people forget tend to be the smaller, everyday belongings that quietly add up. A home contents inventory written before anything happens turns a stressful, guesswork claim into a simple list you can hand over.

A good inventory also helps you set the right level of cover. Most households underestimate the total value of their contents, so they end up underinsured and only discover the shortfall when they claim. Walking through each room and adding up what you would have to replace gives you a realistic figure to insure against.

For each item, record more than just the name. Note the estimated replacement value, the serial or model number for anything electronic, and the purchase date if you know it. Photos of higher-value items, and a snapshot of receipts or warranties, make a claim far easier to settle. The more detail you capture now, the less you have to argue about later.

The easiest way to be thorough is to go room by room. Start in one corner and work around the walls, then do the cupboards and drawers, before moving to the next room. A room-by-room method stops you skipping the loft, the garage and the shed, which is exactly where the forgotten valuables tend to live.

How to build and keep your home inventory

Start with the high-value rooms. The living room, kitchen and home office usually hold the most expensive items, so capture electronics, appliances and furniture there first. Add the estimated value and any serial or model numbers as you go.

Photograph as you list. A quick photo of each room, plus close-ups of valuables, serial plates and receipts, backs up your written list and answers most of the questions an insurer would ask.

Keep a digital copy off-site. A list that burns in the same fire as your belongings is no use, so store a copy in the cloud or with a trusted person. OneHaus keeps a record of your belongings, warranties and documents in the app, synced across the household and safely off your hardware.

Review it once a year. Add big purchases, remove what you have sold or replaced, and check your sum insured still matches reality. A short annual update keeps the inventory accurate enough to rely on the day you actually need it.

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FAQ

Home inventory FAQ

Common questions about building and printing your home inventory.

A home inventory is a written record of the things you own, usually organised room by room. For insurance it captures each item along with its estimated value, serial or model number and any notes, so you can prove what you had and what it was worth if you ever need to make a claim.

For each item, record the name, the room it is in, an estimated replacement value, and a serial or model number for anything electronic. Add the purchase date, receipts and warranty details where you have them, and take photos of higher-value belongings. The more detail you capture, the easier a claim is to settle.

Go room by room. Add each item above with its room, estimated value, serial or model number and a note, working around the walls and then the cupboards so you do not miss anything. The tool groups everything by room as you type, and you can print the finished list or save it as a PDF.

Use the Print / Save PDF button to print your inventory or save it as a PDF, and Download image for a shareable picture. Your list is also saved into the page link as you type, so you can bookmark it or use the Share link button to reopen it later with everything you entered.

Yes. Photos are the simplest way to back up a written inventory. Take a wide shot of each room plus close-ups of valuables, serial plates, receipts and warranties. They prove ownership and condition, and keeping them with a digital copy of your list off-site means you still have everything if something happens at home.

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